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This paper develops a unified framework for analyzing technology adoption in financial networks that incorporates spatial spillovers, network externalities, and their interaction. The framework characterizes adoption dynamics through a master equation whose solution admits a Feynman-Kac representation as expected cumulative adoption pressure along stochastic paths through spatial-network space. From this representation, I derive the Adoption Amplification Factor -- a structural measure of technology leadership that captures the ratio of total system-wide adoption to initial adoption following a localized shock. A Levy jump-diffusion extension with state-dependent jump intensity captures critical mass dynamics: below threshold, adoption evolves through gradual diffusion; above threshold, cascade dynamics accelerate adoption through discrete jumps. Applying the framework to SWIFT gpi adoption among 17 Global Systemically Important Banks, I find strong support for the two-regime characterization. Network-central banks adopt significantly earlier ($ρ= -0.69$, $p = 0.002$), and pre-threshold adopters have significantly higher amplification factors than post-threshold adopters (11.81 ver

Health artificial intelligence (AI) adoption presents a paradox: point-solution tools diffuse readily through clinical populations, yet system-change AI, which carries the greatest potential for pathway-level transformation, consistently stalls at partial adoption. An evolutionary game theoretic model is developed to explain this pattern. Doctors choose among three strategies: genuine adoption, partial adoption, and rejection, where genuine adoption is required for systemic benefits to materialise above a population threshold. The system is shown to be generically bistable, with a stable partial adoption equilibrium coexisting alongside full genuine adoption. The basin of attraction of the partial adoption trap is enlarged by three compounding failure modes: a threshold coordination failure arising from the non-appropriable nature of systemic benefits; a trust failure arising from the organisation's inability to credibly commit to sharing productivity gains; and a cultural failure arising from negative coordination norms among doctors. These failure modes are shown to be most severe precisely for the technologies with the greatest systemic value: the Value-Adoption Paradox. A cost

This paper investigates an optimal control problem for an adoption-opinion model that couples opinion dynamics with a compartmental adoption framework on a multilayer network to study the diffusion of sustainable behaviors. Adoption evolves through social contagion and perceived benefits, while opinions are shaped by social interactions and feedback from adoption levels. Individuals may also stop adopting virtuous behavior due to external constraints or shifting perceptions, affecting overall diffusion. After the stability analysis of equilibria, both in the presence and absence of adopters, we introduce a Model Predictive Control (MPC) framework that optimizes interventions by shaping opinions rather than directly enforcing adoption. This nudge-based control strategy allows policymakers to influence diffusion indirectly, making interventions more effective and scalable. Numerical simulations demonstrate that, in the absence of control, adoption stagnates, whereas MPC-driven interventions sustain and enhance adoption across communities.

Continuous Integration (CI) is widely adopted in modern software development, yet adoption decisions are often made without systematic consideration of project context. Platforms such as GitHub Actions lower the barrier to CI adoption but provide limited support for grounding adoption decisions in project characteristics, leading to redundant services, unmaintained workflows, and costly migrations. Existing research and tooling primarily focus on improving CI after adoption, offering little guidance for assessing suitability before adoption. As a result, CI is frequently treated as universally beneficial rather than context-dependent. This paper envisions a shift from default CI adoption to deliberate, context-aware decision-making. We propose an AI-enabled framework that assesses whether projects are likely to benefit from CI, recommends suitable CI services based on project characteristics, and provides configuration guidance tailored to project needs. We outline a research agenda combining developer studies, large-scale repository mining, and recommendation system design to enable informed CI adoption decisions and prevent inefficiencies before they occur.

In this paper, we propose a two-layer adoption-opinion model to study the diffusion of two competing technologies within a population whose opinions evolve under social influence and adoption-driven feedback. After adopting one technology, individuals may become dissatisfied and switch to the alternative. We prove the existence and uniqueness of the adoption-diffused equilibrium, showing that both technologies coexist and that neither partial-adoption nor monopoly can arise. Numerical simulations show that while opinions shape the equilibrium adoption levels, the relative market share between the two technologies depends solely on their user-experience. As a consequence, interventions that symmetrically boost opinions or adoption can disproportionately favor the higher-quality technology, illustrating how symmetric control actions may generate asymmetric outcomes.

Despite many decades of research, economically grounded models that analyse energy consumption and energy-efficiency adoption within a unified framework remain underdeveloped. This article addresses this gap by proposing a model of consumption, investment, and energy-efficiency adoption under uncertainty. It develops new definitions of the rebound and backfire effects, and integrates their welfare implications into a model of optimal subsidy design. Macro-level technology diffusion and energy consumption across heterogeneous agents are also formalised. Explicit results for core objects are derived, including the adoption threshold and post-adoption strategies, and these are shown to depend on agent wealth, introducing a novel channel through which financial conditions influence technology-adoption decisions. An approximation scheme is proposed to estimate welfare implications explicitly. Adoption of energy efficiency is shown to be welfare improving in the main. A detailed case study of a representative German single-family home illustrates the theoretical results. Numerical analysis indicates that the subsidy policy effectively steers aggregate energy consumption.

The rapid growth of digital shopping channels has led many traditional retailers to invest in e-commerce websites and mobile apps. While prior research shows that multichannel customers are more valuable, it overlooks how the motive for adopting a new channel shapes post-adoption behavior. Using transaction-level data from a major Brazilian pet supplies retailer, we study offline-only consumers who adopt online shopping through four pathways: organic adoption, the COVID-19 pandemic, Black Friday promotions, and a loyalty program. Using consumer-level panel data and difference-in-differences estimates, we examine how these pathways are associated with post-adoption spending, profitability, and channel usage. We find that all adopters spend more than comparable offline-only consumers, but their post-adoption behavior differs systematically by adoption pathway. Promotion-driven adopters exhibit patterns consistent with forward buying and lower subsequent profitability, whereas COVID adopters display stronger offline persistence consistent with consumer inertia and habit persistence. These findings suggest that managers may benefit from accounting for adoption-pathway heterogeneity whe

Vehicle-to-vehicle (V2V) communication is expected to improve road safety and reduce congestion. However, prior work shows that V2V information sharing under partial adoption may increase congestion and decrease safety. We study whether increasing V2V adoption itself affects road safety. We propose a corrected version of an existing model and analyze its behavior under varying adoption levels. We show that, in some cases, increased V2V adoption can increase accident probability. Moreover, under an optimal signaling policy, the system can ensure that accident probability is non-increasing in the adoption level.

Regular dependency updates protect dependent software components from upstream bugs, security vulnerabilities, and poor code quality. Measures of dependency updates across software ecosystems involve two key dimensions: the time span during which a release is being newly adopted (adoption lifespan) and the extent of adoption across the ecosystem (adoption reach). We examine correlations between adoption patterns in the Maven software ecosystem and two factors: the magnitude of code modifications (extent of modifications affecting the meaning or behavior of the code, henceforth called ``semantic change") in an upstream dependency and the relative maintenance rate of upstream packages. Using the Goblin Weaver framework, we find adoption latency in the Maven ecosystem follows a log-normal distribution while adoption reach exhibits an exponential decay distribution.

Contributions: An adoption framework to include GenAI in the university curriculum. It identifies and highlights the role of different stakeholders (university management, students, staff, etc.) during the adoption process. It also proposes an objective approach based upon an evaluation matrix to assess the success and outcome of the GenAI adoption. Background: Universities worldwide are debating and struggling with the adoption of GenAI in their curriculum. Both the faculty and students are unsure about the approach in the absence of clear guidelines through the administration and regulators. This requires an established framework to define a process and articulate the roles and responsibilities of each stakeholder involved. Research Questions: Whether the academic ecosystem requires a methodology to adopt GenAI into its curriculum? A systematic approach for the academic staff to ensure the students' learning outcomes are met with the adoption of GenAI. How to measure and communicate the adoption of GenAI in the university setup? Methodology: The methodology employed in this study focuses on examining the university education system and assessing the opportunities and challenges r

Generative Pre-trained Transformers (GPTs), particularly Large Language Models (LLMs) like ChatGPT, have proven effective in content generation and productivity enhancement. However, legal risks associated with these tools lead to adoption variance and concealment of AI use within organizations. This study examines the impact of disclosure on ChatGPT adoption in legal, audit and advisory roles in consulting firms through the lens of agency theory. We conducted a survey experiment to evaluate agency costs in the context of unregulated corporate use of ChatGPT, with a particular focus on how mandatory disclosure influences information asymmetry and misaligned interests. Our findings indicate that in the absence of corporate regulations, such as an AI policy, firms may incur agency costs, which can hinder the full benefits of GPT adoption. While disclosure policies reduce information asymmetry, they do not significantly lower overall agency costs due to managers undervaluing analysts' contributions with GPT use. Finally, we examine the scope of existing regulations in Europe and the United States regarding disclosure requirements, explore the sharing of risk and responsibility within

We study how Generative AI (GenAI) adoption is reshaping work. While prior studies show that GenAI enhances role-level productivity and task composition, its influence on skills - the fundamental enablers of task execution, and the ultimate basis for employability - is less understood. Using job postings from 596 US public firms that recruited explicitly for GenAI skills (2022-2024), we analyze how GenAI adoption shifts the demand for workers' domain-specific as well as higher-order (domain-agnostic) skills. Our findings reveal that roles with higher demand for cognitive skills are also more likely to explicitly advertise GenAI tool requirements such as ChatGPT, Copilot, etc. Further, a difference-in-differences analysis shows that the demand for social skills within GenAI adopting roles decreases by 4.5 percent post-ChatGPT launch. As cognitive and social skills are both meta-skills - i.e., they support the acquisition of future task-specific skills - our results suggest that the adoption of GenAI may be altering the trajectories of feasible upskilling.

This study analyzes Indonesian student opinions on the adoption of artificial intelligence in higher education using two approaches: TF-IDF-based machine learning and Transformer-based deep learning. The dataset consists of 2,295 labeled samples, combining 1,154 student opinions with additional lexical sentiment data. LightGBM, Random Forest, and Support Vector Machine (SVM) are evaluated as machine learning models, while DistilBERT is fine-tuned for binary sentiment classification. The results show that SVM achieves the best performance among the machine learning models with 82.14% test accuracy and F1-score, while DistilBERT performs best overall with 84.78% accuracy and 84.75% F1-score. These findings indicate that Transformer-based models better capture contextual information, although SVM remains a competitive and efficient alternative for sentiment classification.

We propose a generalization of the Bass diffusion model in discrete-time that explicitly models the effect of price in adoption. Our model is different from earlier price-incorporated models and fits well to adoption data for various products. We then utilize this model to study two decision-making problems. First, we provide a series of structural results on optimal pricing strategies to maximize profits from product sales by a monopolist over a finite horizon. We fully characterize the optimal pricing strategy in the single-period problem, and establish several structural properties of the same for the multi-period counterpart. Second, we study a Stackelberg game between a policy-maker and a monopolist, where the former seeks to maximize adoption through rebates, while the latter focuses on profits. For this problem, we analytically characterize crucial properties of the equilibrium path of the single-period game, and demonstrate how they carry over to the multi-period variant.

AI has the potential to significantly improve how NGOs utilize their limited resources for societal benefits, but evidence about how NGOs adopt AI remains scattered. In this study, we systematically investigate the types of AI adoption use cases in NGOs and identify common challenges and solutions, contextualized by organizational size and geographic context. We review the existing primary literature, including studies that investigate AI adoption in NGOs related to social impact between 2020 and 2025 in English. Following the PRISMA protocol, two independent reviewers conduct study selection, with regular cross-checking to ensure methodological rigour, resulting in a final literature body of 65 studies. Leveraging a thematic and narrative approach, we identify six AI use case categories in NGOs - Engagement, Creativity, Decision-Making, Prediction, Management, and Optimization - and extract common challenges and solutions within the Technology-Organization-Environment (TOE) framework. By integrating our findings, this review provides a novel understanding of AI adoption in NGOs, linking specific use cases and challenges to organizational and environmental factors. Our results demo

Real-time location systems (RTLSs) are central to Industry 4.0 and emerging Industry 5.0, providing the spatiotemporal data required for asset tracking, workflow optimization, safety, and integration with WMS, MES, and digital twins. While large enterprises increasingly deploy RTLSs, adoption among small and medium-sized enterprises (SMEs) remains limited. This paper examines whether cost and installation complexity are primary barriers to SME adoption. We position RTLSs within the broader Industry 4.0 and Logistics 4.0 landscape and summarize their operational value. We then synthesize evidence from the literature on technical, financial, and organizational constraints, with emphasis on infrastructure requirements, calibration effort, integration with legacy systems, and human factors. To complement this analysis, we report results from an online survey of sixteen manufacturing and technology professionals in Canada and the United States. Respondents report strong perceived value for real-time tracking but identify upfront cost, installation effort, integration difficulty, and reliance on multiple anchor nodes as dominant obstacles. Most indicate acceptable upfront investments bel

Each household in a population characterized by income heterogeneity faces random demand for electricity and decides if and when it should adopt a solar product, rooftop solar or community solar. A central planner, aiming to meet an adoption level target within a set time, offers net metering and subsidy on solar products and minimizes its total cost. Our focus is on analyzing the interactions of three new features we add to the literature: income diversity, availability of community solar, and consideration of adoption timing. {Methodology and results:} We develop a bilevel optimization formulation to derive the optimal subsidy policy. The upper level (planner's) problem is a constrained non-linear optimization model in which the planner aims to minimize the average subsidy cost. The lower level (household's) problem is an optimal stopping formulation, which captures the adoption decisions of the households. We derive a closed-form expression for the distribution of optimal adoption time of households for a given subsidy policy. We show that the planner's problem is convex in the case of homogeneous subsidy for the two products. {Managerial implications:} Our results underscore th

The adoption of Artificial Intelligence (AI) in the healthcare service industry presents numerous ethical challenges, yet current frameworks often fail to offer a comprehensive, empirical understanding of the multidimensional factors influencing ethical AI integration. Addressing this critical research gap, this study introduces the Multi-Dimensional Ethical AI Adoption Model (MEAAM), a novel theoretical framework that categorizes 13 critical ethical variables across four foundational dimensions of Ethical AI Fair AI, Responsible AI, Explainable AI, and Sustainable AI. These dimensions are further analyzed through three core ethical lenses: epistemic concerns (related to knowledge, transparency, and system trustworthiness), normative concerns (focused on justice, autonomy, dignity, and moral obligations), and overarching concerns (highlighting global, systemic, and long-term ethical implications). This study adopts a quantitative, cross-sectional research design using survey data collected from healthcare professionals and analyzed via Partial Least Squares Structural Equation Modeling (PLS-SEM). Employing PLS-SEM, this study empirically investigates the influence of these ethical

IP Geofeed is a recently proposed informational standard that allows network operators to publish the geographical location of deployed IPv4 and IPv6 prefixes. In this work we study the adoption of IP geofeed, assess deployment of geofeed at Regional Internet Registry and Autonomous System levels, and analyze adherence to RFC 8805 and RFC 9092 in deployed geofeeds. We evaluate the authentication mechanism proposed in RFC 9092 and find that it lacks key features from a security perspective. We propose a novel approach to simplify the authentication of geofeeds and assess its efficiency using different benchmarks. Our findings highlight the challenges in current geofeed adoption and the potential for improving both security and scalability in geofeed validation processes.